‚ÄčThis service is provided by Merrill Anderson Co. (hereinafter referred to as "Company"). The use of this service is subject to certain Terms and Conditions specified below. Please read these Terms and Conditions carefully. By entering into an agreement with Company you are bound by them. Should you object to any aspect of these Terms and Conditions, or any modifications thereto, or become dissatisfied with this service in any way, your only recourse is to discontinue to use our service.

Disclaimer
Company is not a registered investment advisor. All materials distributed by us or that are resident on our website are provided for educational or informational purposes only. We do not hold ourselves out as investment advisors, and nothing herein constitutes investment, legal, accounting or any other professional advice. While we attempt to assure that the data we use, store and post are accurate and reliable, we do not guarantee the accuracy, timeliness, or the reliability of any such data, information, or statistics. We make no warranties, expressed or implied, as to the accuracy, completeness of our data, or that the results posted on our website or in our emails will be equally profitable in your application of them. Use of any information obtained from us is voluntary, and reliance on it should not be the sole bases by Subscribers for making investment decisions. Company shall not be liable for any direct, indirect, incidental, or consequential loss, and/or special damages suffered by anyone. Although we guard against viruses, intruders, and interruptions, Company shall not be responsible for the failure or for the performance of our website and/or the software used thereon, or obtained from any source; the loss of data or any services resulting from delays, non-deliveries, wrong deliveries, or service interruptions; nor the consequences arising from or related to any viruses, or malware that might be transmitted through our servers by hackers.

Company's Obligations
Company is obligated to provide each Subscriber with timely notices about the markets outlined on this website. Such notification will be made via email to each Subscriber's account on record with Company. This information will be sent no later than the fifth day of each month. All information is encrypted and transmitted without risk using a Secure Sockets Layer (SSL) protocol.

Subscriber's Obligations
A Subscriber is anyone who has paid the specified subscription fee to Campany for the privileged, proprietary, and confidential information that we provide. It is the sole responsibility of each Subscriber to keep his or her email address on file with the Company current and accurate. The means for maintaining email addresses are contained on this website. Failure to keep your email address current, regardless of the reason, shall not constitute a breach by Company in any way in its obligation to provide Subscribers with timely market information.

Proprietary and Confidential Information
The information provided by Company via emails to Subscribers is propriety and confidential. It is intended for the use of each Subscriber and for no other purpose or person. Such information is presumed to give each Subscriber a distinct advantage over others who participate in the investment markets. Subscribers, therefore, have a special obligation to keep all sources, methods, results, and recommendations provided by Company confidential and to not disclose any of it to others. To do so would compromise the usefulness of such information while it could dilute or negate that same usefulness in the markets. Should Company learn of any such compromise by any Subscriber, the Company may, in its sole discretion, cancel that Subscriber's subscription and terminate its relationship with that Subscriber, without refunding any monies paid by that Subscriber, and without any recourse to Subscriber.

Subscription fees are payable for 90 days in advance. In order to simplify billing, the first subscription fee will be calculated as follows: The first month will be prorated starting with the date on which we receive your subscription fee, and then two additional months' fees will be calculated beyond the first month. All second and subsequent billings will be for 3-month periods such that all subscriptions will expire at the end of a month, and all new billings will begin at the start of a month. All subscriptions will be automatically renewed for a 12-month period during the last month of a current subscription unless we are notified by you via mail sooner.

Legal Jurisdiction and Indemnification
You agree that the laws of the State of Florida in the United States of America shall prevail over this agreement. You further agree to settle any dispute that may arise that is not settled by mutual agreement to be settled via arbitration in accordance with the laws of the State of Florida and physically within the State of Florida. You further agree to indemnify and hold Company, its successors, subsidiaries, affiliates, officers, agents, co-branders or other partners, employees, and directors harmless from any claim or disputes that might arise from any breach of this agreement that is made in good faith. Company shall not be held accountable for any expenses associated with such claims, including legal fees, court costs and other expenses associated with the use of this website, or literature, and any other claims that might arise regarding an agreement breach.

HTML Links
Hypertext (HTML) links on our website that lead to other websites are not under the control of Company. Accordingly, we are not responsible for them in any way, including, but not limited to virus and malware exposure, false claims, or losses of any kind as a consequence of having visited any such site. We make no representation or warranty concerning the content of those websites, and we do not accept any responsibility or liability with respect to the materials on any such website. We provide these hypertext links only as a convenience. Their inclusion does not imply an endorsement by Company of the linked site, its organization, or any individual associated with such websites.

A Directory of Helpful Information for Seniors, Family Members and Professionals

Comprehensive up-to-date information on senior housing, home care, health and professional services in Fairfield and New Haven Counties.