Three times per month, Donald Wetzel heads to a drive-up automated teller machine near his Dallas home.
“It’s convenient and fast, and I’ve got my money and I’m gone,” the 90-year-old tells The Post.
But he keeps his own accomplishments humble during these trips. Wetzel invented America’s very first ATM, which debuted 50 years ago on Sept. 2, 1969, at the former Chemical Bank (now a Chase location) in Rockville Center, Long Island.
“I’m proud that it all worked out well and I feel good I had the idea, but a lot of people have had a lot of ideas,” he says. He’s even quick to add that his wife, 87-year-old Eleanor, has never once used an ATM.
“She’s afraid that the machine will take her card and not give it back to her,” he quips.
Many don’t know the nation’s first ATM took its maiden voyage on Long Island.
“I was surprised and I’m a Long Islander,” says Harry Coghlan, 54, CEO and executive director of the Nassau County Industrial Development Agency. “I was also very surprised that it was 50 years ago … [it’s] an innovative technology that changed the banking industry — and it changed how we consumers act.”
Despite the technological advancement, the 1969 premiere of the outdoor machine was kept low-key — and Wetzel was present for it.
“They advertised it and said, ‘On September 2, our bank will open at 9 o’clock and never close again,’” he says.
But at 10 a.m. Sept. 6, Nassau County will honor Wetzel with a ceremony for the anniversary at the bank, located at 10 North Village Ave.
However, the ATM that appeared that day in Rockville Centre wasn’t the first in the world. According to Smithsonian Magazine, cash dispensers rolled out in Sweden and Britain in 1967. In 1969, when this Long Island one opened, another debuted in Tokyo.
Still, the birth of the American ATM owes its origins to Wetzel being stuck on a Dallas bank line before departing on a business trip in 1968.
“It happened to be right at noon on payday for a lot of workers,” he says. “The line was long and it was taking forever to get money of an account that I knew was there. All they had to do was give it to me. I didn’t want to wait a half an hour for them to give it to me.”
So over the next year, Wetzel — working for a financial transaction systems manufacturer named Docutel — teamed with a mechanical engineer, Tom Barnes, and an electrical engineer, George Chastain, to develop the machine. They never intended to render bank tellers obsolete; it was a way for banks to keep visits efficient. From the New York Post September 3, 2019
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Health Day News — Americans who are 100 years or older have lower
rates of chronic illness than younger seniors, a new study finds.
George Washington University researchers used U.S. Veterans Affairs Administration
data to compare centenarians with people in their 80s and 90s. Most were white men who had fought in World War II.
“Additionally, this generation lived through the Great Depression,” study
author Dr. Raya Elfadel Kheirbek said in a university news release. “It is a
wonder, considering the hardships they had faced, that they have achieved such
She said this never-before-studied group of centenarians at the VA offers an
important message of resilience to anyone who is struggling.
Kheirbek, an associate professor of medicine at George Washington, is also
a palliative care doctor at the Veterans Affairs Medical Center in Washington,
Due to their military backgrounds, many centenarians in the study had a
strong sense of discipline and, therefore, tended to make healthy decisions such
as not smoking or drinking, according to Kheirbek.
The findings were published recently in the Journal of the American
Centenarians are among the nation’s fastest-growing age groups.
Their numbers are expected to top 1 million by the end of the century,
according to the U.S. Social Security Administration.
SOURCE : George Washington University, news release, June 7, 2017
To begin with, this little 1939 race car wasn't really a Porsche. That brand wasn't launched until after WWII. Ferdinand Porsche, who designed the vehicle, called it his"ancestor" Porsche.
On Saturday, August 17, the almost-Porsche was put up for sale, at an expected price of $20 million or more, at RM Sotheby's auction.
And so began "the biggest auction blunder."
This is the only surviving example personally driven by Ferdinand Porsche,” the evening’s emcee said, then announced that bidding would open at “$30 million,” a figure that was written on the front media screen of the auction theatre. Half of the crowd laughed; the other half cheered. After rapid bidding up to “$70 million,” with the crowd on its feet, iPhones raised, and cheering, the auctioneer announced that he had meant to say “$13 million,” and then “$17 million,” rather than 30 and 70. The media screen was quickly changed to reflect the $17 million sum.At $70 million, the pre-Porsche would have been by far the most expensive vehicle ever sold at auction. At the actual final bid, $17 million, the reserve price was not met. So, no sale.
Boos and shocked yelps and shouts ensued. People walked out.
Pls note: The information here applies to all cities and towns in CT. Contact the Tax Assessors office in your community for more information.
At a recent public hearing in Derby, when the budget was passed and we received a 2.5 mill tax increase as a result of gross financial mismanagement by city officials, a number of senior citizens spoke of the impact such an increase would have on them and others living on fixed incomes.
I was surprised that after these people voiced their concerns that when member of the current administration including the Mayor, Chief of Staff, Treasurer and President of the Board of Alderman rose to speak none, in compassion or out of empathy informed our seniors of a State of CT program that provides tax relief to Senior Citizens living on fixed incomes.
The program is known as the Circuit Breaker or officially as the Elderly/Disabled (Circuit Breaker) Tax Relief Program. It’s been around for at least 40 years. It’s been changed and altered since its inception when it used to freeze the tax rate paid by seniors. It now provides a tax credit for those 65 and over provided they meet certain income requirements, which for those living on social security or other fixed income programs is very likely.
Depending upon income, and marital status senior citizens can receive a tax credit for up to $1,250.
Senior Citizens can also learn about the program from the State of CT website. There is a link to a Homeowner Question and Answer Booklet as well as the Application Form, which must be completed and submitted to the City Assessor biennially between February 1st and May 15th.
While I am at it, I would also like to make sure our veterans and disabled veterans are aware of another similar State of CT program that provides local property tax relief. It is known as the Veterans’ Additional Exemption Tax Relief Program. It provides a $1,000 property tax exemption, which lowers the assessed value of the property, for certain honorably discharged veterans who actively served at least 90 days during war time, or their survivors. It also provides additional exemptions for those who are disabled. Those who additionally meet certain income guidelines can be eligible for exemptions totaling up to $2,000.
Both state programs are underwritten by the State of CT and cost the City of Derby nothing. As a result I believe our elected officials should do their very best to make sure everyone in our city who can takes full advantage of these opportunities.
The writer is running on the Democratic ballot line for Derby City Treasurer.
A new paper explores what “supercentenarians” have in common. Turns out it’s bad record-keeping.
We’ve longbeen obsessed with the super-elderly. How do some people make it to 100 or even 110 years old? Why do some regions — say, Sardinia, Italy, or Okinawa, Japan —produce dozens of these “supercentenarians” while other regions produce none? Is it genetics? Diet? Environmental factors? Long walks at dawn?
A new working paper released on bioRxiv,the open access site for prepublication biology papers, appears to have cleared up the mystery once and for all: It’s none of the above.
Instead, it looks like the majority of the supercentenarians (people who’ve reached the age of 110) in the United States are engaged in — intentional or unintentional — exaggeration.
The paper, by Saul Justin Newman of the Biological Data Science Institute at Australian National University, looked at something we often don’t give a second thought to: the state of official record-keeping.
Across the United States, the state recording of vital information — that is, reliable, accurate state record-keeping surrounding new births — was introduced in different states at different times. A century ago, many states didn’t have very good record-keeping in place. But that changed gradually over time in different places.
Newman looks at the introduction of birth certificates in various states and finds that “the state-specific introduction of birth certificates is associated with a 69-82% fall in the number of supercentenarian records.”
In other words, as soon as a state starts keeping good records of when people are born, there’s a 69 to 82 percent fall in the number of people who live to the age of 110. That suggests that of every 10 supposed supercentenarians, seven or eight of them are actually younger than that, but we just don’t know it because ofpoor record-keeping.
This doesn’t mean that any of these false supercentenarians are lying. It could be that they lost track of their age a long time ago, accidentally double-counted some years, or were told the wrong birth year. But it does mean that the majority of people claiming to be supercentenarians, born in areas that didn’t keep reliable, accurate birth records, are probably not quite as old as they say they are.
(BPT) - Scammers are always cooking up creative new ways to separate people from their money. The sad reality is that it often works. The latest schemes involve so-called "money flipping," and it's showing up in consumers' newsfeeds on Twitter, Instagram, Facebook and even via text messaging.
Keep these things in mind when you see an enticing post or are randomly approached by someone about any form of money flipping or "get rich quick" schemes:
1. Trust your gut
If it sounds too good to be true, it probably is. You can ignore the testimonials with photos of big piles of cash, the fancy cars and the flashy jewels they displayed with captions of their "success" - scammers may tell you that they work for a money transmitter and have "tricks" on how to double your money. However, monetary systems cannot be "manipulated" by adding a few "extra 0s" to any transaction in an attempt to turn a small investment into big money in minutes. Cons claim they will keep a percentage of the profit as commission, but as soon as a victim sends the upfront investment money, they will unfriend or block you on social media, not answer texts or calls and disappear with your dough without a trace.
2. Don't be fooled by a text from a "friend"
Even if a text or SMS appears to be from someone you know, if someone's asking you for money for any reason, you should think twice before taking action. If you really think it's from a friend or a social media acquaintance, contact them directly in another way (by phone, via email or in person) to confirm the situation. Chances are that it's really a hacker who is masquerading as someone you really know to try to convince you to take the bait.
3. Use your head
Does it seem realistic that someone could turn your $200 into $2,000 by the end of the day? If it were that easy, surely everyone would be doing it. If it doesn't make sense to you, that's because it's nonsense. While common sense should tell us that this is a scam, you should also consider how it would be legal if it did work. In this instance, there is no logical, legal way that such a scam could be effective and legitimate. Never let your emotions blind you to these facts. Even if it were possible to modify the amount of a transfer, it would be criminal to defraud a legitimate business by participating in this scheme. Never invest in something you don't totally understand.
4. Remember that you don't really know who you're talking to
Even if the person posting on social media or messaging you says that they work in the financial industry, or that they've successfully made wads of cash and are just sharing their good fortune out of the kindness of their heart, remember that you have no idea who that person really is, even if they insist they want to get you a good deal or help you get rich quick.
5. Never click any links or give out personal information
Someone trying to scam you on Instagram or any other social media site will often lure you into a continuing conversation over text or SMS, then try to get you to click a link to a compromised site - or may even try to get you to reveal personal info like your bank account or Social Security number. Anyone asking you for your money or sensitive financial details is not a giver, they're just a taker.
Flip burgers, flip pancakes - just do not try to flip your hard-earned cash! Never give money to anyone promising to make you quick and easy money. There is no such thing as free money.
For more tips and awareness information about consumer fraud, visit: wu.com/fraudawareness. If you believe you may be a victim of fraud using Western Union, call the Western Union Fraud Hotline number at 1-800-448-1492.
In addition to affecting cognitive functions, such as thinking, learning and memory, Alzheimer's is also associated with non-cognitive signs, such as impaired gait and other motor functions, depression and decreased grip strength. Dr. Boyle and her colleagues studied 970 older adults with the average age of 80 who did not have dementia at their initial evaluation involving 21 tests of cognitive function, neurologic exams and measurements of muscle strength in 11 muscle groups. During the follow-up period, which averaged 3.6 years after the initial assessment, each participant completed at least one additional evaluation. Over the study period, 14.2 percent of participants developed Alzheimer's disease. Individuals who ranked in the top 10 percent on muscle strength had about a 61 percent reduced risk of developing Alzheimer's disease compared with those in the bottom 10 percent. The researchers found a similar association between muscle strength and the risk of developing mild cognitive impairment, the earliest sign of Alzheimer's disease. That finding suggests that assessment of muscle strength may be a useful clinical tool for early identification of individuals at risk for cognitive problems, who might benefit most from medical or other interventions, Boyle said.
The study also reported that the course of cognitive decline was more rapid in individuals with weaker muscle strength. Individuals who were stronger at the beginning of the study experienced a slower rate of decline. According to Boyle, the basis for the association between muscle strength and cognitive decline is likely complex. Possibilities include damage to the energy-producing mitochondria in the body's cells, which may contribute to loss of both muscle strength and cognitive function or decreased strength could result from stroke or other disorders of the central nervous system that may unmask subclinical Alzheimer's disease.
In addition to the possible link between cognitive function and strength, a lack of muscle strength impacts mobility and other types of function. That means that you will have a harder time doing everyday things, from getting up and down from a chair or bed to opening a jar.
According to the National Institute on Aging, even very small changes in muscle strength ”muscle increases that may not even be visible in the mirror ”can make a real difference in function, especially in people who have already lost a lot of muscle. Lower-body strength exercises in particular also will improve your balance, which helps prevent falling and its serious consequences.
Strength exercises generally involve lifting or pushing weights ”light weights like dumbbells, stretchy resistance bands or even common objects from your kitchen like cans of soup. Advantage to joining a fitness center or gym over working out at home is having the help of a fitness trainer and a virtually unlimited amount of weights or other equipment that you can use as you gain strength ”though you might start out with as little as one-pound weights, you want to gradually increase the amount of weight you use as you progress.
The goal is to do strength exercises for all of your major muscle groups on 2 or more days per week for 30-minute sessions each. Don't exercise the same muscle group on any 2 days in a row ”muscles need the time off to recover from weight training, but you can still walk or do any type of cardiovascular exercise any day, including a strength-training day.
Here are other tips on strength training for seniors from the National Institute on Aging:
You don't have to buy weights for strength exercises. All you need is something you can hold on to easily (for some exercises, you will need two equal "somethings"). You may be able to make your own weights from unbreakable household items:
Another option is to use resistance bands, stretchy elastic bands that come in several strengths, from light to heavy. To perform exercises with a resistance band, you wrap one end around each hand and then follow the specific directions.
Get started with this simple strength exercise to improve your grip picking up and holding onto objects and opening jars.
Hold a tennis ball or a small rubber or foam ball in one hand. Slowly squeeze the ball as hard as you can and hold it for 3 to 5 seconds. Relax the squeeze slowly. Repeat 10 to 15 times, then repeat the same number of times with your other hand. Repeat the entire sequence one more time.
The 45th Milford Oyster Festival is from 10 a.m. to 6 p.m. on Aug. 17. The festival draws tens of thousands of people to Milford rain or shine. There is a variety of entertainment for people of all ages, a craft fair and of course oyster-related events including shucking and eating competitions.
Grammy-nominated rock band Extreme will headline the 2019 Milford Oyster The band formed in Boston during 1980's and achieved the height of its popularity in the 1990's with a a double platinum album and No. 1 Billboard Hot 100 Song "More Than Words."
"Having Extreme play at the Festival has been a long-term goal," said Jay Pinto, President of the Milford Oyster Festival. "They are going to rock Milford."
Extreme singer Gary Cherone temporarily left the band to join Van Halen in the 1990's.
If the smart money suffers from the dumbs, can mom and pop investors do better? Yes, according to Warren Buffet in one of his Berkshire-Hathaway shareholder letters:
By periodically investing in an index fund, the know-nothing investor can actually out-perform investment professionals. Paradoxically, when `dumb' money acknowledges its limitations, it ceases to be dumb.The smart money doesn't make better decisions, Zweig asserts."They just get paid to make them."
(BPT) - For those of us who were glued to the television during the launch of the legendary Apollo 11 mission that first landed man on the moon, it may be hard to believe that it's been 50 years since mankind's greatest leap.
And although 50 years have come and gone, the nostalgia, energy and pride surrounding the record-breaking spaceflight are still in full swing on Florida's Space Coast. Here, back where it all began half a century ago, the Space Coast commemorates the historic 1969 journey of the mission and its crew.
Vacationing families and space enthusiasts alike can always learn more about the incredible accomplishments of the U.S. space program on Florida's Space Coast. Check out ways the anniversary was celebrated this year and learn more about upcoming rocket launches:
Current and former American astronauts hit the virtual links in honor of the first man to play golf on the moon, Alan Shepard, at the Astronaut Golf Tournament July 12 at Drive Shack, in Orlando.
Astronaut parties and parades
At the Astronaut Walking Pub Crawl July 12, adults partied with astronauts while sampling libations at popular local watering holes throughout Cocoa Village.
The next day, they cheered America's space heroes at the Astronaut Parade, featuring U.S. space explorers riding through the city of Cocoa Beach in Corvette convertibles, plus members of various Apollo families passing by in Teslas. The procession wrapped up with a public street party. Also, on July 13, musician Alan Parsons headlined the Celebrating Apollo Outdoor Concert at Cocoa Riverfront Park. The band Edison's Children, which includes Rick Armstrong (son of Neil Armstrong), was the opening act.
Transformed Apollo/Saturn V Center
July 14 featured panel discussions about space, including some revealing personal accounts about the early days of the U.S. program. Relatives of Apollo astronauts shared stories about what that era was like for family members during the "Families of Apollo" kickoff brunch. A "Women in Space" panel examined the contributions by women to space exploration. It was followed by a fascinating "Future of Space" presentation by astronauts and industry leaders.
The grand opening of the newly transformed Apollo/Saturn V Center at Kennedy Space Center Visitor Complex was July 15.
The July 16 Apollo 50th Gala paid tribute to the first moon landing, while looking ahead toward the next giant leap in space exploration. Proceeds from the gala at Kennedy Space Center Visitor Complex benefit the Astronaut Scholarship Foundation and the Aldrin Family Foundation.
Watch a rocket launch
What could be more thrilling than seeing an actual rocket launch in person? There are nearly a dozen launches scheduled for the remainder of this year. You can plan your trip around one of the launches listed online, but keep in mind that weather and other factors might occasionally lead to launch delays or postponements. Many of the beaches and local parks along the Space Coast's 72 miles of pristine coastline are ideal for viewing a launch, while also enjoying some fun in the sun with your family.
More details about all the Apollo 11 anniversary events, are available at https://www.spacecoastlaunches.com/apollo50/. To learn more about the wide variety of attractions and the calendar of activities on Florida's Space Coast, go to visitspacecoast.com.
Rules vary from one airline to another, The Wall Street Journal warns. And rules change. (Delta used to be heir friendly but now isn't.)
Some tips for increasing the odds of getting heirs into the air:
The frequent flier's will should include explicit instructions.
Heirs should know how to access account info and passwords.
The FF should sign up for family pooling if the airline (JetBlue, for instance) offers it.
Act quickly! "The best move is to use the miles before an airline figures out the member has died."
Act promptly even if the airline knows it has lost a faithful passenger. The airline may require formal estate procedures to claim the miles, and there may be time limits.
Be aggressive. Airline rules aren't always ironclad. Yelling or sobbing has been known to work.
From the Westport Library: After nearly two years of construction, the Westport Library is delighted to invite the community to its ribbon-cutting and grand reopening Sunday, June 23, 2019. The ribbon cutting will take place at 11 a.m. on the steps of the new Jesup Green Staircase. Immediately following the ribbon cutting and opening ceremonies featuring the Library's Executive Director Bill Harmer, state and local officials and special guests, the Library will host an impressive lineup of fun, interactive activities and attractions for all ages including:
See the full lineup at westportlibrary.org
In the event of inclement weather, the ribbon-cutting ceremony will take place inside the library.
The Centers for Disease Control and Prevention and the American Red Cross both recommend that every household have a first aid kit. Now that summer is here, take a look at yours to see if you have what you need for common summer problems.
Q: What should I include in my first aid kit for outdoor injuries?
A: We recommend:
— Saline solution to clean wounds
— Neomycin or Bacitracin ointment/cream to treat potential infection
— Various sizes of Band-Aids to cover and protect
The first step for small cuts is to clean the injury. Clean the cut with mild soap and water or flush with saline solution. We don’t recommend using hydrogen peroxide or rubbing alcohol because they can cause irritation to the injury.
Once clean, apply a small amount of antibacterial ointment or cream.
If your cut is deep, from an animal bite, or has signs of infection, seek medical treatment immediately. Also, if you have certain conditions, such as diabetes or are taking blood thinners, seek medical treatment.
Q: What can I use for poisonous plants like poison ivy?
A: Poison ivy, poison oak or poison sumac can grow anyplace sunlight can be found. They are active all year round, but summer has more risk for accidental contact during birdwatching, nature hikes or weeding the garden.
Skin contact with any part of the plant can leave behind urushiol oil, which is what causes the rash. The most important action is to wash off the urushiol oil with mild soap and water or a poison ivy wash as soon as you can.
To be prepared, keep this on hand:
— A good poison ivy wash such as Zanfel to clean off the poisonous oil
— Calamine lotion to soothe skin and dry up blisters
— Hydrocortisone cream 1% to decrease inflammation and rash
Consult your doctor for any of the following:
— Rash remaining longer than seven days
— Swelling, especially in parts without rash
— Rash around the eyes, nose, mouth or genital area
— Rashes over a large portion of your body
— Any signs of infection
Q: What about insect bites?
A: The best action for insect bites is prevention. Make sure to use insect repellent every time you go outside.
The most effective agents contain DEET, a powerful insect repellent that has a strong, unpleasant smell. In higher concentrations, it can stain your clothes or cause a skin reaction.
Picaridin-containing repellants can be used as an alternative repellent.
If you do get bitten, you can use creams to stop the itching and swelling. Fortunately, we can use the same lotions for insect bites as for poison ivy:
— Hydrocortisone 1%, which decreases the bump size and itching
— Calamine lotion, which cools and soothes the bite
Severe allergic reactions to bites such as swelling, chest pains, difficulty breathing or severe pain will need immediate medical assistance. If you or a family member has serious allergic reactions to insect bites, remember to keep on hand an up-to-date Epipen or similar epinephrine injector.
Bites from spiders and ticks should be evaluated by your doctor. (For more on ticks, see cdc.gov/ticks.)
There are a lot of medicines and supplies you can put in your summer first aid kit. We’ve highlighted just a few.
Make sure to talk to your pharmacist if you have any questions or to ask for more recommendations. And remember, a fun summer is a safe summer!
Michael Ong is a Pharm.D. candidate in the VCU School of Pharmacy Class of 2020.
Summer is here and with it, all those biting, stinging pests. Don’t let them keep you from enjoying all this glorious season has to offer.
Here is natural blend that we tested out.
It really does keep the mosquitoes and other biters at bay.
Blend these natural ingredients (most of which you can find at a local health food store) to create your own DEET-free insect repelling spray.
1/2 c. apple cider vinegar
1/2 c. witch hazel
1/4 c. fractionated coconut
oil or soybean oil
10 drops eucalyptus
10 drops lemongrass
10 drops cedar
8 drops citronella
5 drops lavender
Pour mixture into a 12-oz. spray bottle, apply to skin and enjoy the great
outdoors without having to worry about uninvited guests.
Comprehensive up-to-date information on senior housing, home care, health and professional services in Fairfield and New Haven Counties.